Higher-income Medicare recipients will face increased premiums under the 2026 IRMAA brackets. These surcharges are triggered by modified adjusted gross income earned in 2024, making early planning essential. The 2026 IRMAA brackets include six income tiers, with rates climbing as income rises. Staying below those thresholds could save you thousands annually. Consider tax-efficient str... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets