Understanding the 2026 IRMAA brackets is crucial for effective retirement planning. The IRMAA 2026 thresholds determine if you'll pay additional charges on your Medicare premiums based on income. By staying informed about these brackets, you can implement strategies to manage your income and potentially avoid surcharges. Consider actions like Roth conversions or charitable donations t... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets