The Impact of I Bond Fixed Rate on Long-Term Value The i bond fixed rate plays a critical role in long-term investment returns. Unlike the variable rate, which adjusts every six months, the fixed rate is set when the bond is issued and never changes. As per i bond fixed rate prediction for 2025, a slight dip is expected. Even a 0.1% change can significantly affect earnings over 30 y... https://www.federalpensionadvisors.com/post/i-bond-rates-prediction-2025